[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.jenta.cz\/v-cem-vezi-potize-s-bonitou\/#Article","mainEntityOfPage":"https:\/\/www.jenta.cz\/v-cem-vezi-potize-s-bonitou\/","headline":"V \u010dem v\u011bz\u00ed pot\u00ed\u017ee s bonitou?","name":"V \u010dem v\u011bz\u00ed pot\u00ed\u017ee s bonitou?","description":"Nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka, jsou takov\u00e9, kter\u00e9 v\u00e1m vyjdou vst\u0159\u00edc i ve sv\u00edzeln\u00e9 situaci, a pak takov\u00e9, kter\u00e9 z\u00edskaj\u00ed jen milion\u00e1\u0159i s vysok\u00fdmi p\u0159\u00edjmy a s tu\u010dn\u00fdm kontem. Ty prvn\u00ed, kter\u00e9 jsou tu pro v\u0161echny, z\u00edsk\u00e1te v nebankovn\u00ed spole\u010dnosti, ty druh\u00e9, kter\u00e9 jsou jen pro vybranou spole\u010dnost, se rozd\u00e1vaj\u00ed v klasick\u00fdch bankovn\u00edch domech. A pro...","datePublished":"2019-08-13","dateModified":"2023-06-02","author":{"@type":"Person","@id":"https:\/\/www.jenta.cz\/author\/#Person","name":"","url":"https:\/\/www.jenta.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"jenta.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.jenta.cz\/wp-content\/uploads\/img_a360110_w2019_t1574012461.jpg","url":"https:\/\/www.jenta.cz\/wp-content\/uploads\/img_a360110_w2019_t1574012461.jpg","height":0,"width":0},"url":"https:\/\/www.jenta.cz\/v-cem-vezi-potize-s-bonitou\/","about":["Ekonomika"],"wordCount":446,"articleBody":"         Nen\u00ed p\u016fj\u010dka jako p\u016fj\u010dka, jsou takov\u00e9, kter\u00e9 v\u00e1m vyjdou vst\u0159\u00edc i ve sv\u00edzeln\u00e9 situaci, a pak takov\u00e9, kter\u00e9 z\u00edskaj\u00ed jen milion\u00e1\u0159i s vysok\u00fdmi p\u0159\u00edjmy a s tu\u010dn\u00fdm kontem. Ty prvn\u00ed, kter\u00e9 jsou tu pro v\u0161echny, z\u00edsk\u00e1te v nebankovn\u00ed spole\u010dnosti, ty druh\u00e9, kter\u00e9 jsou jen pro vybranou spole\u010dnost, se rozd\u00e1vaj\u00ed v klasick\u00fdch bankovn\u00edch domech. A pro kterou p\u016fj\u010dku si p\u016fjdete vy? Mal\u00e1 bonita \u2013 velk\u00fd probl\u00e9m Bonita b\u00fdv\u00e1 nej\u010dast\u011bj\u0161\u00edm probl\u00e9mem \u017eadatel\u016f o p\u016fj\u010dku. Vlastn\u011b se jedn\u00e1 o va\u0161i schopnost p\u016fj\u010den\u00e9 pen\u00edze i s \u00faroky spl\u00e1cet. K tomu, aby poskytovatel \u00fav\u011bru zjistil, https:\/\/www.tyden.cz\/rubriky\/zahranici\/evropa\/ve-102-letech-zjistil-ze-bratr-prezil-valku-nasel-synovce_455630.html  zda jste bonitn\u00edm klientem, pou\u017e\u00edv\u00e1 v\u00fdpo\u010dty, kter\u00e9 se zakl\u00e1daj\u00ed na mnoha r\u016fzn\u00fdch prom\u011bnn\u00fdch. Probl\u00e9m je v tom, \u017ee tyto v\u00fdpo\u010dty nejsou ani tak exaktn\u00ed, jako sp\u00ed\u0161e velmi teoretick\u00e9 \u2013 je to takov\u00e9 v\u011b\u0161t\u011bn\u00ed z k\u0159i\u0161\u0165\u00e1lov\u00e9 koule, nebo\u0165 nikdo (v\u010detn\u011b samotn\u00e9ho \u017eadatele) nem\u016f\u017ee v\u011bd\u011bt, co se v budoucnosti p\u0159ihod\u00ed a jak na tom finan\u010dn\u011b budete. A zp\u016fsob takov\u00fdch odhad\u016f se v\u00fdrazn\u011b li\u0161\u00ed mezi bankami a nebankovn\u00edmi spole\u010dnostmi. Ka\u017edop\u00e1dn\u011b to, co bude ka\u017ed\u00e9ho p\u0159i posuzov\u00e1n\u00ed va\u0161\u00ed bonity zaj\u00edmat, je v\u00fd\u0161e va\u0161ich p\u0159\u00edjm\u016f, a tak\u00e9 v\u00fddaj\u016f. Jedn\u00e1 se p\u0159edev\u0161\u00edm o dlouhodob\u00fd finan\u010dn\u00ed v\u00fdhled, proto jsou rozhoduj\u00edc\u00ed jen st\u00e1l\u00e9 p\u0159\u00edjmy. Do nich lze zapo\u010d\u00edtat plat, mzdu, soci\u00e1ln\u00ed d\u00e1vky, pen\u00edze z pron\u00e1jmu a jin\u00e9 pravideln\u00e9 pen\u00edze. Ov\u0161em mimo financ\u00ed jako takov\u00fdch je d\u016fle\u017eit\u00fd i v\u011bk \u017eadatele a jeho rodinn\u00e9 pom\u011bry, anebo t\u0159eba to, zda se jedn\u00e1 o pen\u00edze z podnik\u00e1n\u00ed. P\u0159\u00edjmy sn\u00ed\u017eit, v\u00fddaje zv\u00fd\u0161it Typick\u00fdm postupem bank je to, \u017ee tam, kde v\u00e1m pen\u00edze plynou, v\u00e1m je ve v\u00fdpo\u010dtu uberou, a tam, kde v\u00e1m miz\u00ed, va\u0161e v\u00fddaje nafouknou. A v\u00fdsledek \u2013 pot\u00ed\u017ee s bonitou! Jestli\u017ee tyto probl\u00e9my potkaly i v\u00e1s, zapome\u0148te na banky, b\u011b\u017ete do nebankovn\u00ed spole\u010dnosti, a \u017e\u00e1dejte hypot\u00e9ku bez dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f. Takov\u00e1 p\u016fj\u010dka se dok\u00e1\u017ee dob\u0159e vypo\u0159\u00e1dat i s ni\u017e\u0161\u00edm stavem va\u0161ich financ\u00ed, t\u0159eba tak, \u017ee v\u00e1m finan\u010dn\u00ed specialista uprav\u00ed jej\u00ed parametry na m\u00edru.                                                                                                                                                                                                                                                                                                                                                                                          4.9\/5 - (10 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"V \u010dem v\u011bz\u00ed pot\u00ed\u017ee s bonitou?","item":"https:\/\/www.jenta.cz\/v-cem-vezi-potize-s-bonitou\/#breadcrumbitem"}]}]